AFFORDABLE
BUSINESS LOANS
BUSINESS LOANS
Up to $500K when you verify your business checking account via PlaidTM
With nearly 20 years of experience, we are a trusted partner in helping small businesses thrive. We offer a range of financing solutions designed to meet your unique needs, including Term Loans, Equipment Financing and Leasing, Business Line of Credit, and Merchant Cash Advance.
Get the working capital you need to propel your business forward. Our small business loans provide flexible funding to cover expenses, manage cash flow, seize growth opportunities, and invest in your business’s success. With rates starting at 5.99%, we offer transparent terms and repayment options tailored to your business needs.
Fill out our straightforward application, providing the necessary information about your business.
Connect your business checking account securely via Plaid™ to streamline the process.
Our efficient review process allows us to provide you with a decision quickly, so you can access the funds you need.
Once approved, your funds will be disbursed to your business account, allowing you to put them to work immediately.
At Cardiff, we understand the unique financial needs of small businesses. That’s why our flexible term loans offer maximum amounts of up to $500,000, providing substantial funding in a single lump sum. Repayment is convenient and manageable, with regular monthly installments tailored to your business’s cash flow. Whether you need working capital, equipment investment, or funds for expansion, our term loans provide the flexibility to address various business needs. With our unsecured term loans, you can access the funds you need without specific collateral requirements. Experience the difference of our tailored solutions, designed to unlock your business’s full potential with term loans up to $500,000.
Upgrade or acquire new and used equipment without straining your cash flow. Cardiff offers comprehensive financing and leasing options tailored to your needs, including 100% pre-funding. Get your vendor paid in advance, ensuring a seamless equipment delivery and installation process. With flexible term lengths ranging from 12 to 84 months, competitive rates, and customizable terms, we provide the support you need to grow and modernize your operations. Whether you require machinery, vehicles, cutting-edge technology, or quality used equipment, our financing solutions enable confident investment for enhanced productivity. Experience the Cardiff advantage and propel your business towards success with our flexible equipment financing and leasing options.
Maintain financial flexibility and access substantial funding of up to $500,000 with Cardiff’s revolving line of credit. Unlike term loans that provide a single lump sum, our business lines of credit offer ongoing access to funds when you need them most. With maximum credit limits that surpass those offered by other financing options, you have the freedom to address various business needs. Enjoy the convenience of borrowing only what you need, with rates starting at 5.99%. Our unsecured lines of credit eliminate the requirement for specific collateral, providing flexibility and peace of mind. Experience the power of Cardiff’s business lines of credit, designed to support your financial agility and fuel your business’s growth.
At Cardiff, we understand the importance of quick and accessible financing for small businesses. Our merchant cash advance (MCA) offers the opportunity to access lump-sum funding in exchange for a percentage of future sales. Unlike our competitors, we pride ourselves on our efficient approval process, with small businesses getting approved in minutes and funded on the same day. Our transparent and competitive options ensure you have the information needed to make informed decisions. Experience the convenience, speed, and flexibility of a Cardiff merchant cash advance to fuel your business’s growth and success.
Business capital, also known as working capital, refers to the financial resources necessary to sustain and grow a business. With Cardiff, having sufficient business capital ensures operational stability, expansion opportunities, and the ability to navigate through challenges. We offer various funding options to help you maintain a healthy cash flow.
Our rates start at 5.99%, ensuring you have a clear understanding of the costs involved.
We have a proven track record, serving small businesses for nearly two decades.
Count on our expertise, reliability, and personalized service to support your business goals.