Why Choose Cardiff for Truck Financing?

Top Equipment Financing Company - Same-Day Funding Available

When it comes to commercial truck financing, Cardiff leads the pack. Choose us for these reasons:

• Quick Approval Process: As one of the best commercial truck financing companies, we understand urgency. Our streamlined application takes less than 5 minutes to fill out, allowing you to get started quickly.
• Same-Day Funding: At Cardiff, we value timely transactions. As a top commercial truck financing company, we offer same-day funding. This means you can seize opportunities and acquire the necessary trucks without any unnecessary delays.
• No Hard Credit Pulls: As a trusted commercial truck financing company, we know the significance of maintaining a strong credit score. At Cardiff, we don’t perform hard credit pulls, enabling you to apply or check eligibility for commercial truck financing without impacting your personal credit.
• Building Business Credit: By partnering with Cardiff, one of the best commercial truck financing companies, and making prompt payments, you have the opportunity to establish and enhance your business credit. This strengthens your financial reputation and opens doors for future financing opportunities.
• 100% Prefunding: Our prefunding feature ensures direct payment to vendors or private party sellers before truck shipment or title release. This saves you time and ensures a smooth transaction process.
• $0 Down Commercial Truck Financing Options: To support your cash flow, we offer $0 down commercial truck financing options. This allows you to acquire the trucks you need without upfront costs, preserving your working capital for other business priorities.

Choose Cardiff, the leading commercial truck financing company, and experience our commitment to seamless financing solutions tailored to your commercial trucking needs. Get started today and unlock the growth potential of your business.

What Types of Truck Financing Does Cardiff Offer

Commercial Vehicle Loans

At Cardiff, we comprehend the unique financial needs of trucking businesses. Our flexible commercial vehicle loans offer maximum amounts of up to $500,000, providing substantial funding in a single lump sum. Whether you need working capital, equipment investment, or funds for expansion, our loans provide the flexibility to address various business needs.

Dump Truck Financing & Semi-Truck Financing

Upgrade or acquire new and used trucks without straining your cash flow. Cardiff offers comprehensive truck financing options tailored to your needs, enabling you to confidently invest in your fleet. Whether you require dump trucks, semi-trucks, or box trucks, our financing solutions have got you covered.

Factoring Services for Freight Brokers

Maintain financial flexibility and access substantial funding with Cardiff’s factoring services. This offers ongoing access to funds when you need them most. Experience the power of Cardiff’s factoring services, designed to support your financial agility and fuel your business’s growth.

Truck Repair Financing

At Cardiff, we understand the importance of quick and accessible financing for truck repairs. We pride ourselves on our efficient approval process, with businesses getting approved in minutes and funded on the same day.

Why Vendors of Trucks and Trailers Should Partner with Cardiff

Cardiff presents a lucrative partnership opportunity for vendors of trucks and trailers. By aligning with us, you can help your customers obtain the financing they need to purchase your products, boosting your sales and enhancing customer satisfaction.

• Increased Sales: Offering financing solutions can increase your customer base and facilitate higher volume transactions, leading to a surge in sales.
• Speed and Efficiency: With our streamlined approval process and quick funding, your customers can receive financing swiftly, accelerating the sales cycle.
• Flexible Financing Options: Our wide variety of financing options can cater to a diverse set of customer needs, making your products more accessible to potential buyers.
• Expert Partner: Our decades-long experience in trucking financing means we understand the unique needs of your customers. This expertise can help you better serve your customer base and foster lasting business relationships.
• Customer Retention: Providing financing can increase customer loyalty and repeat business, as customers appreciate the convenience and flexibility of financing options.

Thousands of Positive Five-Star Reviews and A+ BBB Rating

At Cardiff, we take pride in our exceptional customer service and commitment to client satisfaction. Our clients have left us thousands of positive five-star reviews, highlighting our professionalism, transparency, and dedication to helping businesses thrive. As a testament to our commitment, we hold an A+ rating with the Better Business Bureau (BBB), showcasing our commitment to ethical business practices and customer support.

“Incredible, I called on a Wednesday and Mitch @ Cardiff helped me out; I followed the steps, completed paperwork and by Friday I had the funds in my account! I know it sounds too good to be true, but YES…I had $ in my account on the 3rd day!!! Thank you Mitch @ Cardiff. I will continue doing business with you!!!!” —Fernando Quiroz

“I have been working with Cardiff for several years now. Different representatives, all nice people. Ruben Goldstein and I started working last Spring. He knows what he is talking about, he calls you back and he answers your emails and texts within a couple of hours. I like doing business with people like that. I feel like I can trust him. I followed his advice. I think I made the right choice. Thank you!” —Angelina Anisimova