$8 Billion+ Funded

2 Minute Approvals

Same Day Funds

Cardiff is cash for your business, on your terms.

Owning a business is hard enough. That's why we make it easy to get access to the funds you need to keep it running.

Equipment Financing

Business owners need to preserve their precious cash. We help you pay for any type of business equipment as you use it, not in one lump sum. We offer low monthly payments over two to five year terms. We can even roll in soft costs like installation and shipping. You can choose between leasing and financing depending on what you plan to do with the equipment at the end of the term.

Working Capital

We help business owners like you solve every day cash flow problems. Payroll, inventory, taxes, improvements, and hiring can all be funded in a matter of minutes with our working capital solutions. We offer terms as short as three months to help you save on interest. We can also go out as far as two years for longer term projects. Flexible repayment terms and prepayment discounts make working with us a no-brainer.

Our Process


Apply Online

Tell us a little bit about your business and get approved in less than 2 minutes.


Get Approved

Choose the terms that work best for your budget and get on with your day.


Withdraw Funds

Link your business checking account to your Cardiff loan and access your funds immediately.


Loan Payback

Loan payments are remitted automatically through ACH withdrawal either daily, weekly, or monthly.


Renew Your Loan

Pay off your loan early and gain access to more capital at better terms.


Low rates on secured financing


Double our average competitor's approval

39 Months

Average approved term, no minimum FICO


Most customers receive additional funds within 6 months