5.99%

Low rates on secured financing

82,000

Double our average competitor's approval

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You’ve built your business from the ground up and as you grow so do your needs. Whether you need to hire on more personnel to cover the demands for your business or need new equipment to take on those larger contracts, you need the funds to do it.


With a Cardiff loan, while you finish building that strong foundation for the project, we can make sure your financial foundation stays just as strong.

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How Construction Loans Can Grow Your Business

With a working capital loan from cardiff, you can get approved for up to $500,000 to grow your business. Purchase those materials you need in bulk, invest in your online presence, or expand your roster of employees. No matter what you need cash for, our 80% approval rate, short and long term options, and sales-based loan considerations allow you to grow your business how you want to.


If working captial isn't what you're looking for, we've also got equipment loans to help with some heavy lifting. With a low interest rate at 3.99%, an approval within 4 hours of application, and monthly payments with up to 72 month terms, you can get started on expanding or repairing your equipment and vehicles.

Working Capital

Credit Score

500fico

Time in Business

6mo

Revenue

$10Kmo
$120Kyr

Citizenship Status

Legal Residency

Ownership

Any Owner

Working Capital

Credit Score 500fico
Time in Business 6mo
Revenue
$10Kmo
$120Kyr
Citizenship Status Legal Residency
Ownership Any Owner

Equipment Financing

Credit Score

600+fico

Time in Business

2yrs

Revenue

None!

Citizenship Status

Legal Residency

Ownership

51%

Equipment Financing

Credit Score 600+fico
Time in Business 2yrs
Revenue
None!
Citizenship Status Legal Residency
Ownership 51%
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What is a Construction Loan?

With a construction loan, there are plenty of options to help you with whatever your company’s needs are. Need a quick buck to help make payroll for the month? A short-term working capital loan might be your best bet. Need a new crane? Our equipment financing has got you covered. The following are all of your options when you partner with us.

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Short-Term Loans

These loans are ideal for rapid growth and short-term cash flow needs for expansion.

Business Line of Credit

If you find recurring cash flow problems due to delay in payment or other seasonal funding issues, a line of credit can be helpful.

Equipment Financing

If you want to purchase new equipment or repair existing equipment, this form of financing works well.

Small Business Administration Loans

If you’re not in a hurry for financing and you’re looking for a longer repayment term, an SBA Loan can work for you.

Business Credit Cards

Owner-operators who need to pay for things on the fly can use business credit cards. You’ll need a credit score of 680 or more to qualify.