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As a contractor, there’s plenty of hats you need to wear, and plenty of equipment you need to maintain. Even the smallest jobs can wrack up costs, from specialized workers to the materials used in the work. That’s where Cardiff can help.


With a Cardiff loan, you can focus on keeping the job running smoothly while we help make sure your cash flows smoothly.

How Contracting Loans Can Grow Your Business

We know you’ve got a lot on your plate. Running a contracting business requires a lot of collaboration and big picture thinking. Sometimes when you get focused not things like that it can becomes easy to miss the small things.


Imagine not even having to consider it. With a Cardiff loan, those worries about the day-to-day financials can be alleviated. Every expansion or change to your operations shouldn’t affect your cash flow, so let us help you build sky high without having to worry about checking below again.

Working Capital

Credit Score

500fico

Time in Business

6mo

Revenue

$10Kmo
$120Kyr

Citizenship Status

Legal Residency

Ownership

Any Owner

Working Capital

Credit Score 500fico
Time in Business 6mo
Revenue
$10Kmo
$120Kyr
Citizenship Status Legal Residency
Ownership Any Owner

Equipment Financing

Credit Score

600+fico

Time in Business

2yrs

Revenue

None!

Citizenship Status

Legal Residency

Ownership

51%

Equipment Financing

Credit Score 600+fico
Time in Business 2yrs
Revenue
None!
Citizenship Status Legal Residency
Ownership 51%
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What is a Contracting Loan?

With a contracting loan, there are plenty of options to help you with whatever your company’s needs are. Need a quick buck to help make payroll for the month? A short-term working capital loan might be your best bet. Need a new crane? Our equipment financing has got you covered. The following are all of your options when you partner with us.

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Short-Term Loans

These loans are ideal for rapid growth and short-term cash flow needs for expansion.

Business Line of Credit

If you find recurring cash flow problems due to delay in payment or other seasonal funding issues, a line of credit can be helpful.

Equipment Financing

If you want to purchase new equipment or repair existing equipment, this form of financing works well.

Small Business Administration Loans

If you’re not in a hurry for financing and you’re looking for a longer repayment term, an SBA Loan can work for you.

Business Credit Cards

Owner-operators who need to pay for things on the fly can use business credit cards. You’ll need a credit score of 680 or more to qualify.