About Cardiff
A trusted leader in small business lending
Cardiff, a small business lender based in San Diego, offers fast, flexible financing solutions tailored to the needs of small businesses throughout the US. Since 2004, the company has funded over $10 billion, providing approval in minutes and same day funding in most cases.
Backed by the latest technology and integrations with partners like Plaid®, Cardiff blends real-time financial analysis with personalized service, to deliver a reliable, transparent experience for business owners across industries like construction, restaurants, trucking, and more.
The Cardiff Difference
Real numbers. Real impact. Here’s why thousands of businesses choose Cardiff.
21+
More than two decades supporting Main Street
10B+
Over $10 Billion funded to thousands of small businesses
<24H
Approvals in Minutes, Funding Same Day
93%
Over 90% of applicants are approved for small business financing
Leadership
Meet the team guiding our mission to make business funding simple and transparent.
William Stern
Founder & Managing Partner
Dean Lyulkin
Co-CEO & Managing Partner
Ali Irani Tehrani
Managing Partner
Mo Irani Tehrani
Managing Partner