About Cardiff
A trusted leader in small business lending
Cardiff, a small business lender based in San Diego, offers fast, flexible financing solutions tailored to the needs of small businesses throughout the US. Since 2004, the company has funded over $10 billion, providing approval in minutes and same day funding in most cases.
Backed by the latest technology and integrations with partners like Plaid®, Cardiff blends real-time financial analysis with personalized service, to deliver a reliable, transparent experience for business owners across industries like construction, restaurants, trucking, and more.
The Cardiff Difference
Real numbers. Real impact. Here’s why thousands of businesses choose Cardiff.
21+
More than two decades supporting Main Street
10B+
Over $10 Billion funded to thousands of small businesses
<24H
Approvals in Minutes, Funding Same Day
93%
Over 90% of applicants are approved for small business financing
Leadership
Meet the team guiding our mission to make business funding simple and transparent.

William Stern
Founder and CEO

Dean Lyulkin
CEO

Ali Irani Tehrani
Managing Partner

Mo Irani Tehrani
Managing Partner