William Stern
Founder and CEO
About Cardiff
A trusted leader in small business lending
Since 2004, Cardiff has funded more than $12.4 billion for small businesses across the US. Approvals in minutes, funding the same day, backed by real people.
Why we exist
Small businesses move fast. Financing should too
Traditional bank underwriting was built for a slower pace of business. Weeks of paperwork for a decision that can't wait. Cardiff exists to close that gap: real-time financial analysis, integrations with partners like Plaid, and a team that treats every business like a partner.
The Cardiff difference
Real numbers, real impact
$12.4B+
Funded to thousands of small businesses since 2004
20+
Years supporting Main Street
<24H
From approval to funding
$500K
Available for same day funding
Leadership
The team behind the funding
Cardiff is guided by a founding team that pairs long-term vision and hands-on partnership. The same combination that's kept the company close to Main Street since 2004.
Dean Lyulkin
CEO
Ali Irani-Tehrani
Managing Partner
Mo Tehrani
Managing Partner