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Small Business Loans for Contracting

Cardiff Small Business Loans

5.99%

Low rates on secured financing

Cardiff Small Business Loans

82,000

Double our average competitor’s approval

As a contractor, there’s plenty of hats you need to wear, and plenty of equipment you need to maintain. Even the smallest jobs can wrack up costs, from specialized workers to the materials used in the work. That’s where Cardiff can help.

With a Cardiff loan, you can focus on keeping the job running smoothly while we help make sure your cash flows smoothly.

How Contracting Loans Can Grow Your Business

We know you’ve got a lot on your plate. Running a contracting business requires a lot of collaboration and big picture thinking. Sometimes when you get focused not things like that it can becomes easy to miss the small things.

Imagine not even having to consider it. With a Cardiff loan, those worries about the day-to-day financials can be alleviated. Every expansion or change to your operations shouldn’t affect your cash flow, so let us help you build sky high without having to worry about checking below again.

General Contractor Line of Credit

Working Capital

Credit Score
500 FICO
Time in Business
6MO
Revenue
$10KMO
$120KYR
Citizenship Status Legal Residency
Ownership Any Owner

Equipment Financing

Credit Score
600+FICO
Time in Business
2YRS
Revenue None!
Citizenship Status Legal Residency
Ownership 51%
General Contractor Loans

What is a Contracting Loan?

With a contracting loan, there are plenty of options to help you with whatever your company’s needs are. Need a quick buck to help make payroll for the month? A short-term working capital loan might be your best bet. Need a new crane? Our equipment financing has got you covered. The following are all of your options when you partner with us.

Short Term Loans

Short-Term Loans

These loans are ideal for rapid growth and short-term cash flow needs for expansion.

Business Line of Credit

Business Line of Credit

If you find recurring cash flow problems due to delay in payment or other seasonal funding issues, a line of credit can be helpful.

lending to contractors

Equipment Financing

If you want to purchase new equipment or repair existing equipment, this form of financing works well.
Small Business Administration Loans

Small Business Administration Loans

If you’re not in a hurry for financing and you’re looking for a longer repayment term, an SBA Loan can work for you.

Business Credit Cards

Business Credit Cards

Owner-operators who need to pay for things on the fly can use business credit cards. You’ll need a credit score of 680 or more to qualify.

About Cardiff

A trusted leader in small business lending

Cardiff, a small business lender based in San Diego, offers fast, flexible financing solutions tailored to the needs of small businesses throughout the US. Since 2004, the company has funded over $10 billion, providing approval in minutes and same day funding in most cases.

Backed by the latest technology and integrations with partners like Plaid®, Cardiff blends real-time financial analysis with personalized service, to deliver a reliable, transparent experience for business owners across industries like construction, restaurants, trucking, and more.

Cardiff at youtube

The Cardiff Difference

Real numbers. Real impact. Here’s why thousands of businesses choose Cardiff.

21+

More than two decades supporting Main Street

10B+

Over $10 Billion funded to thousands of small businesses

24H

Approvals in Minutes, Funding Same Day

93%

Over 90% of applicants are approved for small business financing

Leadership

Meet the team guiding our mission to make business funding simple and transparent.

William Stern

William Stern

Founder & Managing Partner

Dean Lyulkin

Dean Lyulkin

Co-CEO & Managing Partner

Ali Irani Tehrani

Ali Irani Tehrani

Managing Partner

Mo Irani Tehrani

Mo Irani Tehrani

Managing Partner