Small Business Loans for Excavation

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5.99%

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82,000

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Digging is your specialty, whether its clay or dirt, you can take on the job. As you grow, so do your demands. More personnel, bigger and better equipment, the needs for your business know no ends.

Getting an excavation loan with Cardiff will help you keep your financials in line so you can help keep your holes in the ground, not in your wallet.

How Excavation Loans Can Grow Your Business

You’ve dug out your trenches and carved out swathes of land for your clients, but now you want to take on bigger and better projects. With our excavation loans, we can help you do that.

You can stop worrying about how you’re going to pay for your new equipment and personnel, and focus on making sure you make the most of it.

Working Capital

Credit Score	500 FICO
Time in Business	6MO
Revenue	$10KMO $120KYR
Citizenship Status	Legal Residency
Ownership	Any Owner

Equipment Financing

Credit Score	600+FICO
Time in Business	2YRS
Revenue	None!
Citizenship Status	Legal Residency
Ownership	51%

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What is a Excavation Loan?

With an excavation loan, there are plenty of options to help you with whatever your company’s needs are. Need a quick buck to help make payroll for the month? A short-term working capital loan might be your best bet. Need a new backhoe? Our equipment financing has got you covered. The following are all of your options when you partner with us.

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Short-Term Loans

These loans are ideal for rapid growth and short-term cash flow needs for expansion.

Business Line of Credit

If you find recurring cash flow problems due to delay in payment or other seasonal funding issues, a line of credit can be helpful.

Equipment Financing

If you want to purchase new equipment or repair existing equipment, this form of financing works well.

Small Business Administration Loans

If you’re not in a hurry for financing and you’re looking for a longer repayment term, an SBA Loan can work for you.

Business Credit Cards

Owner-operators who need to pay for things on the fly can use business credit cards. You’ll need a credit score of 680 or more to qualify.

About Cardiff

A trusted leader in small business lending

Cardiff, a small business lender based in San Diego, offers fast, flexible financing solutions tailored to the needs of small businesses throughout the US. Since 2004, the company has funded over $10 billion, providing approval in minutes and same day funding in most cases.

Backed by the latest technology and integrations with partners like Plaid®, Cardiff blends real-time financial analysis with personalized service, to deliver a reliable, transparent experience for business owners across industries like construction, restaurants, trucking, and more.