5.99%

Low rates on secured financing

82,000

Double our average competitor's approval

See Our Google Reviews →

When it comes to concrete and masonry equipment, there's a whole plethora of large and small units that you might need.


So rather than cutting through your own funds to pick up the 20th diamond saw this week, or stressing over how picking up that new mixing truck might shake up your financials, get a loan with Cardiff so you can cut through stone rather than your wallet.

How Masonry Loans Can Grow Your Business

So you’ve laid out the groundwork for your masonry business, and you’re now ready to get a new mixer to keep up with growing demand. Whether you’re just starting out, or a seasoned mason, if you need financing to hire new employees, pay for blades and bits, repair equipment, or purchase new mixers, a masonry loan can provide the cash you need to do it.


The most common problem for any small business owner is a lack of cash flow. For owner-operated masonry businesses, it’s no different. Often masons get into trouble running up credit card debt to pay for materials, replacement parts. However, with a masonry loan, there’s an easier way to handle your budget.

Working Capital

Credit Score

500fico

Time in Business

6mo

Revenue

$10Kmo
$120Kyr

Citizenship Status

Legal Residency

Ownership

Any Owner

Working Capital

Credit Score 500fico
Time in Business 6mo
Revenue
$10Kmo
$120Kyr
Citizenship Status Legal Residency
Ownership Any Owner

Equipment Financing

Credit Score

600+fico

Time in Business

2yrs

Revenue

None!

Citizenship Status

Legal Residency

Ownership

51%

Equipment Financing

Credit Score 600+fico
Time in Business 2yrs
Revenue
None!
Citizenship Status Legal Residency
Ownership 51%
Apply Now

What is a Masonry Loan?

A masonry loans is basically a short term loan or line of credit that allows you to make purchases or cover costs when your business’ cash flow has slowed. When we work with masonry companies we make sure the process is simple and quick. Masons can apply from their smartphone, get funded, and have short repayment terms, so you can have a solid foundation for the future.


There are a few financing options for masonry. Choosing the type that suits your business’ needs is essential. Our staff can help create a lending package that works for you. However, here’s a brief summary of financing options for masonry.

Apply Now

Short-Term Loans

These loans are ideal for rapid growth and short-term cash flow needs for expansion.

Business Line of Credit

If you find recurring cash flow problems due to delay in payment or other seasonal funding issues, a line of credit can be helpful.

Equipment Financing

If you want to add to your fleet or repair trucks, this form of financing works well.

Small Business Administration Loans

If you’re not in a hurry for financing and you’re looking for a longer repayment term, an SBA Loan can work for you.

Business Credit Cards

Owner-operators who need replacement parts covered can use business credit cards. You’ll need a credit score of 680 or more to qualify.