Small Business Loans for Masonry
5.99%
Low rates on secured financing
82,000
Double our average competitor’s approval
So rather than cutting through your own funds to pick up the 20th diamond saw this week, or stressing over how picking up that new mixing truck might shake up your financials, get a loan with Cardiff so you can cut through stone rather than your wallet.
How Masonry Loans Can Grow Your Business
So you’ve laid out the groundwork for your masonry business, and you’re now ready to get a new mixer to keep up with growing demand. Whether you’re just starting out, or a seasoned mason, if you need financing to hire new employees, pay for blades and bits, repair equipment, or purchase new mixers, a masonry loan can provide the cash you need to do it.
The most common problem for any small business owner is a lack of cash flow. For owner-operated masonry businesses, it’s no different. Often masons get into trouble running up credit card debt to pay for materials, replacement parts. However, with a masonry loan, there’s an easier way to handle your budget.
Working Capital
Credit Score |
500 FICO
|
Time in Business |
6MO
|
Revenue |
$10KMO
$120KYR
|
Citizenship Status | Legal Residency |
Ownership | Any Owner |
Equipment Financing
Credit Score |
600+FICO
|
Time in Business |
2YRS
|
Revenue | None! |
Citizenship Status | Legal Residency |
Ownership | 51% |
What is a Masonry Loan?
A masonry loans is basically a short term loan or line of credit that allows you to make purchases or cover costs when your business’ cash flow has slowed. When we work with masonry companies we make sure the process is simple and quick. Masons can apply from their smartphone, get funded, and have short repayment terms, so you can have a solid foundation for the future.
There are a few financing options for masonry. Choosing the type that suits your business’ needs is essential. Our staff can help create a lending package that works for you. However, here’s a brief summary of financing options for masonry.
Short-Term Loans
These loans are ideal for rapid growth and short-term cash flow needs for expansion.
Business Line of Credit
If you find recurring cash flow problems due to delay in payment or other seasonal funding issues, a line of credit can be helpful.
Equipment Financing
If you want to add to your fleet or repair trucks, this form of financing works well.
Small Business Administration Loans
If you’re not in a hurry for financing and you’re looking for a longer repayment term, an SBA Loan can work for you.
Business Credit Cards
Owner-operators who need replacement parts covered can use business credit cards. You’ll need a credit score of 680 or more to qualify.
About Cardiff
A trusted leader in small business lending
Cardiff, a small business lender based in San Diego, offers fast, flexible financing solutions tailored to the needs of small businesses throughout the US. Since 2004, the company has funded over $10 billion, providing approval in minutes and same day funding in most cases.
Backed by the latest technology and integrations with partners like Plaid®, Cardiff blends real-time financial analysis with personalized service, to deliver a reliable, transparent experience for business owners across industries like construction, restaurants, trucking, and more.
The Cardiff Difference
Real numbers. Real impact. Here’s why thousands of businesses choose Cardiff.
21+
More than two decades supporting Main Street
10B+
Over $10 Billion funded to thousands of small businesses
24H
Approvals in Minutes, Funding Same Day
93%
Over 90% of applicants are approved for small business financing
Leadership
Meet the team guiding our mission to make business funding simple and transparent.

William Stern
Founder & Managing Partner

Dean Lyulkin
Co-CEO & Managing Partner

Ali Irani Tehrani
Managing Partner

Mo Irani Tehrani
Managing Partner