It's been a pleasure working with Bank of Cardiff. Very professional and knowledgeable customer service. We are blessed to have found them, when other banks denied us loans. Thank you and we hope to keep working together for a better future.
Cardiff was able to provide me funding where other banks were not. My credit score, which I find to be a challenge when finding a loan for my business. Their representatives were great. They offered me some financial advice in order to get future funding at even better terms which I found very helpful as well.The loan process was very easy and you get funded in less than 48 hours. I will certainly use them again in the future.
Recently got our semi trucks financed through Bank of Cardiff. Never thought we would get the loans approved at one point, but to my surprise we got approved . Not only did we get approved , we got very good interest rates considering this was our very first time financing an equipment. It was an awesome experience working with Ally Diaz, she was very polite and helpful. Great customer service, communication was excellent all through the process. She took her time in answering all my questions and directed me to the right person as needed within their organization. I will definitely recommend Bank of Cardiff to other business associates and family!!!
I had a great experience with Ms. Tania Stevenson this week. We were in need of a loan to get us through the month, while waiting on payments from net/30 customers. She was very knowledgeable about all of the products that Bank of Cardiff offers. She moved quickly & professionally to meet our needs! I'm so grateful for her and her service to help us. Great Job Tania!!
If you need cash just call Saul and Chris they are both amazing people. I never thought I would even get near a loan but they made it happen. The process was easy an fast!! I would recommend them 1000x.
Had a great experience with Bank of Cardiff. If you need quick and easy finance call them, and specifically ask for Jesse Moore or Sal they know all the different programs Cardiff offers and better fit your needs. Quick, easy, straight to the point and no bull. Jesse and Sal will try their best to get you exactly what u need. Definitely will keep using Bank of Cardif . Thanks
Had a great experience. Great customer service Sal & Jesse were very helpful. Need a loan give them a call.
It's always a pleasure to work with John at Bank of Cardiff! We have received nothing less than prompt, attentive, friendly service. Bank of Cardiff gave us comfort and hope during a difficult situation, and we would recommend John Mena to anyone and everyone we know!
This is my second time working with Cardiff Bank and I enjoy it. This time around Christian worked with me on getting a bigger loan. I would recommend Cardiff Bank to anyone trying to get a loan. I forgot to mention that they work with your credit score to get you the best interest rate.
John and Mitch were very great, responsive and stayed in touch with me the whole process. this is my third transaction with bank of Cardiff , I would recommend them any time
It's been a pleasure working with Bank of Cardiff. Very professional and knowledgeable customer service. We are blessed to have found them, when other banks denied us loans. Thank you and we hope to keep working together for a better future.
Cardiff was able to provide me funding where other banks were not. My credit score, which I find to be a challenge when finding a loan for my business. Their representatives were great. They offered me some financial advice in order to get future funding at even better terms which I found very helpful as well.The loan process was very easy and you get funded in less than 48 hours. I will certainly use them again in the future.
Recently got our semi trucks financed through Bank of Cardiff. Never thought we would get the loans approved at one point, but to my surprise we got approved . Not only did we get approved , we got very good interest rates considering this was our very first time financing an equipment. It was an awesome experience working with Ally Diaz, she was very polite and helpful. Great customer service, communication was excellent all through the process. She took her time in answering all my questions and directed me to the right person as needed within their organization. I will definitely recommend Bank of Cardiff to other business associates and family!!!
I had a great experience with Ms. Tania Stevenson this week. We were in need of a loan to get us through the month, while waiting on payments from net/30 customers. She was very knowledgeable about all of the products that Bank of Cardiff offers. She moved quickly & professionally to meet our needs! I'm so grateful for her and her service to help us. Great Job Tania!!
If you need cash just call Saul and Chris they are both amazing people. I never thought I would even get near a loan but they made it happen. The process was easy an fast!! I would recommend them 1000x.
Had a great experience with Bank of Cardiff. If you need quick and easy finance call them, and specifically ask for Jesse Moore or Sal they know all the different programs Cardiff offers and better fit your needs. Quick, easy, straight to the point and no bull. Jesse and Sal will try their best to get you exactly what u need. Definitely will keep using Bank of Cardif . Thanks
Had a great experience. Great customer service Sal & Jesse were very helpful. Need a loan give them a call.
It's always a pleasure to work with John at Bank of Cardiff! We have received nothing less than prompt, attentive, friendly service. Bank of Cardiff gave us comfort and hope during a difficult situation, and we would recommend John Mena to anyone and everyone we know!
This is my second time working with Cardiff Bank and I enjoy it. This time around Christian worked with me on getting a bigger loan. I would recommend Cardiff Bank to anyone trying to get a loan. I forgot to mention that they work with your credit score to get you the best interest rate.
John and Mitch were very great, responsive and stayed in touch with me the whole process. this is my third transaction with bank of Cardiff , I would recommend them any time
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For many people, opening a restaurant is more than just a small business idea, it’s a long-term dream. Whether you’re a chef or just a person who lives to host others, opening a restaurant is a mix of business savvy, passion, and often a dash of financing.
For many restaurant owners, getting a small business loan can be tricky, which is why many people rely on on combination of funding sources. The sources often include investors, crowd-funding and credit cards, but experienced restaurateurs typically end up using some form of financing.
At Cardiff, restaurants are among our top 5 funded industries. Our average restaurant approval is $95,000. Rates and terms depend heavily on the budget, credit, revenue, and needs of the business owner.
You’ve built your business from the ground up and as you grow so do your needs. Whether you need to hire on more personnel to cover the demands for your business or need new equipment to take on those larger reservations and orders, you need the funds to do it.
With a Cardiff loan, while you put the finishing touches on your customers' meals, we can make sure your financial foundation stays just as strong.
500fico
6mo
Legal Residency
Any Owner
600+fico
2yrs
None!
Legal Residency
51%
For restaurants in particular, cash flow needs can vary at different times in the development of your restaurant, so many owners find that setting up a few forms of financing makes sense. Often this can include an equipment loan to get started, a line of credit or working capital loan to keep cash flowing smoothly, and inventory financing to purchase food or supplies that you will later sell back to your customers.
Aspiring food truck owners may also want to consider a commercial vehicle loan to finance the initial cost of their truck, along with a combination of flexible financing to keep the truck supplied.
These loans are ideal for rapid growth and short-term cash flow needs for expansion.
If you find recurring cash flow problems due to delay in payment or other seasonal funding issues, a line of credit can be helpful.
If you want to acquire new vehicles, machines, and other equipment for your company, this form of financing works well.
If you’re not in a hurry for financing and you’re looking for a longer repayment term, an SBA Loan can work for you.
Owner-operators who need fuel and toll expenses covered can use business credit cards. You’ll need a credit score of 680 or more to qualify.
Working with an experienced and tech-savvy lender like us can often yield the best “package” of financing. At Cardiff we know there’s a lot of competition for lenders online, which is why we have leveraged technology to keep up with the increasing demand for credit and flexible financing options that work for you.
In addition to the modern ease of working with Cardiff, we know that restaurants have passionate owners -- you care deeply about your customers and the craft of cooking and serving food. And we do too.
We will take the time to examine your priorities to make the most of your financing so your restaurant will achieve the goals you’ve set. That way, as your business grows, we can be there for you as you need more equipment or expand your business in the future.
