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Products
Business Credit Cards
Unbeatable rates
Business Loans
Capital at unbeatable rates
Equipment Financing
Keep cash flowing
Lines of Credit
Pay only for what you use
Merchant Cash Advance
Revenue-based advances
SBA Loans
Government-backed financing
Industries
Auto Repair
Fund your repair shop
Construction
Capital for every project
Contracting
Grow your contracting firm
Dental Practice
Finance your dental practice
Excavation
Fund your excavation jobs
Hospitality
Fund your hotel, spa or salon
Landscaping
Grow your outdoor business
Masonry
Capital for masonry work
Medical
Support your medical practice
Plumbing
Fund tools & expansion
Restaurants
Keep your kitchen funded
Retailers
Stock up and grow your store
Trucking
Fuel trucks & grow fleet
How It Works
How to qualify
Eligibility & requirements
FAQs
Common questions
Getting ready to apply
Prepare your application
Reports
Financing data & insights
Articles
Guides & how-tos
Using your loan
Put your capital to work
Company
About
Our mission & team
Contact us
Get in touch with our team
Newsroom
News & press
Careers
Join our team
A Stern Talk
Exclusive campaign offer
Learn
Articles
Guides and insights for business owners, from the Cardiff team.
When Needing a Loan Proves Your Business Is Getting Stronger
Sep 24, 2026
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Why Modern Dental Equipment is Worth the Investment
Sep 15, 2026
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How to Cover Payroll When Auto Repair Payments Run Late
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Bridge the Vendor Bill Gap with Financing for Retailers
Sep 1, 2026
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5 Signs Your Revenue Spike Calls for Working Capital Funding
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Financing Construction and Contract Projects Around Milestones
Aug 18, 2026
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How to Power Your Patio Season with Restaurant Business Loans
Aug 13, 2026
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How to Use Business Credit Options to Protect Your Cash Flow
Aug 4, 2026
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Is a Merchant Cash Advance (MCA) Right for Your Industry?
Jul 30, 2026
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7 Signs You Need a Small Business Working Capital Loan
Jul 21, 2026
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What “No Collateral Required” Means for Your Business Loan
Jul 16, 2026
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Why Do Good Businesses Still Get Rejected for Bank Financing?
Jul 7, 2026
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How to Structure Your Hospitality Business Term Loan Around Income
Jun 25, 2026
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Financing Landscaping Equipment With and Without Titles
Jun 16, 2026
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How Small Business Lenders Use Your Bank Statements
Jun 11, 2026
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Bridge Insurance Payment Gaps With Working Capital Loans for Doctors
Jun 2, 2026
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Leverage 0% APR Credit Card Offers for Short-Term Business Funding
May 28, 2026
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Plan Your Retail Store Financing Around Your Goals
May 19, 2026
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Why and When Travel Agencies Need Fast Access to Capital
May 14, 2026
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How to Avoid Mid-Project Cash Crunches on Big Construction Jobs
May 5, 2026
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Why Medical Practice Financing Requires More Than One Type of Loan
Apr 30, 2026
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9 Advantages of a Line of Credit for Small Businesses
Apr 21, 2026
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The Causes, Impacts, and Solutions to Payroll Delays in Construction
Apr 16, 2026
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5 Unexpected Costs of Delaying Business Funding
Apr 7, 2026
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5 Reasons Every Auto Repair Shop Needs an Emergency Fund
Mar 26, 2026
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Grow Your Beauty Salon Team with Flexible Financing Solutions
Mar 17, 2026
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What is the Link Between Working Capital and Business Valuations?
Mar 12, 2026
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How to Stay Profitable When Restaurant Traffic Slows
Mar 3, 2026
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Ready to Franchise Your Spa? Secure Funding First
Feb 26, 2026
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Why Private Funding Companies Are More Approachable Than Banks
Feb 17, 2026
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7 Reasons Lawn Care Businesses Struggle to Qualify for Financing
Feb 12, 2026
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How to Fund Growth While Protecting Your Core Business
Feb 3, 2026
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Should You Use an Auto Repair Business Loan for a Partner Buyout?
Jan 29, 2026
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Funding Your Move From Stylist to Salon Owner
Jan 20, 2026
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How to Seize Supplier Discounts and Protect Your Store’s Cash Flow
Jan 15, 2026
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MCA or Hospitality Loan: Which Fits Your Hotel Best?
Jan 6, 2026
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What to Do When Your Business Line of Credit Is Too Small
Dec 25, 2025
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Burned by a Loan? Take Control of Your Next Funding Decision
Dec 16, 2025
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How to Prepare for Landscaping Demand in Growing Markets
Dec 11, 2025
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5 Financing Tips to Boost Restaurant Profits This Holiday Season
Dec 2, 2025
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5 End-of-Year Financing Strategies to Reduce Small Business Taxes
Nov 27, 2025
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Invoice Financing for Contractors to Bridge Payment Gaps
Nov 18, 2025
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Veterinary Clinic Equipment That Qualifies for Financing
Nov 13, 2025
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How to Secure Emergency Business Funds
Nov 4, 2025
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How to Open Another Medical Clinic Without Using Personal Resources
Oct 30, 2025
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Expanding Your Medical Practice? Don’t Forget These 7 Costs
Oct 21, 2025
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Will a Business Credit Card Help Me Move Toward Bigger Funding?
Oct 16, 2025
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Essential Financial Paperwork Every Business Owner Should Understand
Oct 7, 2025
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How to Get a Small Business Loan with a Low Credit Score
Sep 25, 2025
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5 Smart Uses for Merchant Cash Advance Financing
Sep 16, 2025
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Credit Card vs. Business Line of Credit: Which Is Right for You?
Sep 11, 2025
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Use a Working Capital Term Loan to Propel Your Startup Forward
Sep 2, 2025
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Understanding the Pros, Cons and Qualifications for a Business Line of Credit
Aug 28, 2025
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Is a Long, Medium, or Short-Term Business Loan Right for Your Goals?
Aug 19, 2025
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How to Write a Business Plan to Impress Your Lender
Aug 14, 2025
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How Equipment Financing Works for Small Businesses
Aug 5, 2025
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Choose the Right Loan for Emergency vs. Opportunity Financing
Jul 31, 2025
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Smart Financial Planning for Sustainable Seasonal Businesses
Jul 22, 2025
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What Lenders Look for in Small Business Loan Applications
Jul 17, 2025
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Understanding 6 Different Types of Small Business Loans
Jul 8, 2025
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Changing Times and the Coronavirus Pandemic
Mar 20, 2020
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How to Weather Coronavirus as a Small Business Owner
Mar 17, 2020
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