Cardiff, a tech-driven lender for small and mid-sized businesses, has closed a new senior revolving credit facility with a major U.S. bank. This infusion of institutional capital will boost Cardiff’s capacity to originate more loans and expand its balance sheet. As demand for flexible working capital solutions rises, this additional funding positions the company to meet the growing needs of entrepreneurs seeking fast and reliable growth financing.
With this expanded credit line, Cardiff can accelerate its support for small businesses that require both speed and stability. The increased capital base enables the company to introduce new financial products and improve its revenue-based lending offers. By strengthening its funding infrastructure, Cardiff is scaling its platform efficiently while maintaining its core mission: to empower small business owners with transparent, accessible financial solutions.
The Cardiff Connection
For Cardiff, this credit facility is a strategic leap forward. CEO Dean Lyulkin describes the milestone as a key enabler for scaling its operations, thanks to the strength of its direct origination engine and strong historical performance. Founder William Stern adds that the deal will deepen Cardiff’s relationships with its small-business customers and position the firm to serve many more Main Street entrepreneurs.
This move is fully aligned with Cardiff’s mission of backing small business growth. With greater funding capacity, Cardiff can continue offering fast, flexible capital through working capital loans, equipment financing, and lines of credit, helping business owners manage cash flow, invest in operations, and scale confidently, even during challenging economic cycles.

