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Securely connect your business bank via Plaid. We verify with Experian. No cost to apply. No credit inquiries. You're in control.
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Pre-qualify in 60 seconds. No credit pull.
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Expand your business with fast, flexible working capital.
Quick cash to repair equipment or hire staff, that's how we compete.
Securely connect your business bank via Plaid. We verify with Experian. No cost to apply. No credit inquiries. You're in control.
A real Cardiff underwriter reviews your file, not an algorithm. Decision in minutes. Callback from your dedicated rep.
E-sign your offer and we wire the funds to your business checking account before close of business. Track everything in your portal.
We use Plaid, the same connection layer trusted by every major fintech, so your bank login never touches our servers. Read-only access, fully encrypted, revocable any time.
Real business owners who needed capital, got it fast, and kept growing, in their own words.
In this business, the money goes out before it comes back in. When we needed to open our second location, Cardiff funded it fast, no bank runaround.
"When you're a small business competing against corporations, it's great to have accessible cash."
"Most of us don't have piles of money in our bank accounts, so we need capital. That's when we go to Cardiff, who can actually fund, and fund quick."
Real funding for the industries that keep America running.
Same-day funding for the operators who keep American small business running.
"After speaking with over a dozen lenders, I went with Cardiff because I felt I could trust them. No fluff, no BS, they got me started with $55K within 48 hours."
"Getting my loan through Cardiff was incredibly easy and fast. Honest and transparent every step of the way, and it was funded the same day. Smooth and stress-free start to finish."
"When I needed new equipment for my auto repair shop, Cardiff's equipment financing was a game-changer. Quick approval, competitive terms, and I didn't have to drain my working capital to grow."
Pre-qualify in 60 seconds. No credit pull. A real underwriter on the file before the day is out.
